NOTICE
Regarding FDIC’s Transaction Account Guarantee Program

South Central State Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. Based on the program rules, the Public Funds Management Account (NOW account) does NOT qualify for the Transaction Account Guarantee Program based on the current interest rates.